![]() The review by prosecutors, which could end without charges being filed, significantly adds to legal scrutiny surrounding the collapse of a bank that was once known for catering to wealthy clients. The Securities and Exchange Commission, which conducts civil inquiries, is also looking at whether any senior executives traded based on inside information. Representatives for Justice Department and JPMorgan Chase & Co., which agreed to buy First Republic in a government-brokered deal, declined to comment. The probe, which is in an early stage, is also scrutinizing the company’s financial disclosures. The Justice Department is looking at whether anyone working at the firm used inside information in transactions as it was crumbling in the second-biggest bank failure in American history, said the people, who asked not to be named discussing the confidential probe. QUESTIONS : Attitudes, Attributions and Social Cog.(Bloomberg) - US prosecutors are reviewing stock trading by some of First Republic Bank’s employees during the lender’s recent collapse, according to people familiar with the matter.Interpersonal Relations and Group Processes.AFFILIATION, ATTRACTION AND CLOSE RELATIONSHIPS.Stages of smoking cessation:The research issue.Patient expectations and the placebo effect.Behavioural risk factors ,Rehabilitation programmes.Transformational and transactional leadership.GROUPS AT WORK MORE THAN THE SUM OF THE PARTS.He also argued that this selectivity is compounded by egocentrism – individuals tend to ignore others’ risk-decreasing behaviour (‘My friends all practise safe sex, but that’s irrelevant’) and focus on the risk-increasing behaviour of those around them (‘My friends sometimes drive too fast’). He claimed that we ignore our own risk-increasing behaviour (‘I may not always practise safe sex, but that’s not important’) and focus primarily on our risk-reducing behaviour (‘At least I don’t inject drugs’). ![]() In an attempt to explain why individuals’ assessment of their risk may go wrong, and why people are unrealistically optimistic, Weinstein (1983) argued that individuals show selective focus. ![]() These factors suggest that our perception of our own risk is not a rational process. the belief that the problem is infrequent. the belief that if the problem has not yet appeared, it will not appear in the future andĤ. the belief that the problem is preventable by individual action ģ. lack of personal experience with the problem Ģ. Weinstein (1987) described four cognitive factors that contribute to unrealistic optimism:ġ. Clearly, this would not be true of everyone, so Weinstein called this phenomenon unrealistic optimism. He gave participants a list of health problems to examine and then asked: ‘Compared to other people of your age and sex, are your chances of getting greater than, about the same as, or less than theirs?’ Most participants believed that they were less likely to experience the health problem. Weinstein (1983, 1984) suggested that one of the reasons we continue to practice unhealthy behaviours is our inaccurate perceptions of risk and susceptibility.
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